3727 Balboa Ter UNIT BSan DiegoCA92117
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis San Diego rental at 3727 Balboa Ter UNIT B, San Diego, CA, 92117 sits in the solid-income band: 9.55% gross yield, $6,724/mo rent, $956/mo net after the $3,800/mo debt service, DSCR 1.77. Entry price of $845,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $233,458 and $7,783/yr in principal reduction bring total cumulative return to $384,300.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 4.8% |
| Monthly Cash Flow | $956 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,724 |
| Total Monthly Debt Service | $5,431 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
$540 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92117, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,066 (100%) |
| Owner Occupied HU | 11,650 (55.3%) |
| Renter Occupied HU | 8,621 (40.9%) |
| Vacant Housing Units | 795 ( 3.8%) |
| Median Home Value | $948,688 |
| Average Home Value | $1,052,374 |
Housing Distribution
Address Breakdown
Residential
21,191
Single Family
17,189
Multi-Family
4,002
Businesses
1,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
$540 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92117, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,066 (100%) |
| Owner Occupied HU | 11,650 (55.3%) |
| Renter Occupied HU | 8,621 (40.9%) |
| Vacant Housing Units | 795 ( 3.8%) |
| Median Home Value | $948,688 |
| Average Home Value | $1,052,374 |
Housing Distribution
Address Breakdown
Residential
21,191
Single Family
17,189
Multi-Family
4,002
Businesses
1,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices