3725 Northampton Ln, Modesto, CA, 95356 | $589/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Modesto at 3725 Northampton Ln, Modesto, CA, 95356 with 5% annual appreciation on a $440,000 basis while $3,311/mo rent supports operations. Total monthly income totals $3,311/mo and a $2,154/mo payment preserves $589/mo for cash returns. Annual cash flow comes to $7,064/yr on $145,860 deployed, and return on cash invested reaches 24.75% in year one. Equity gained on principal adds $2,839/yr, and five-year appreciation sums $121,564 alongside rental yield of 9.03%. Five-year ROI measures 128.81% and total cumulative return in cash totals $187,882.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,311/mo property income versus a $2,154/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1978

7,000 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95356, Modesto, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,484 (100%)
Owner Occupied HU	7,947 (58.9%)
Renter Occupied HU	5,073 (37.6%)
Vacant Housing Units	464 ( 3.4%)
Median Home Value	$543,050
Average Home Value	$611,001