3720 Seymour Lake RdOrtonvilleMI48462
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 3720 Seymour Lake Rd, Ortonville, MI, 48462 in Ortonville. Rental yield 6.62%. The 1.23 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $142,257 and $4,742/yr in principal reduction project total return of $160,548.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 9.0% |
| Monthly Cash Flow | $(554) | $500 |
City averages based on Ortonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,842 |
| Total Monthly Debt Service | $3,191 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
1.73 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
1.73 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Morley • EXP Realty - Fenton
Mls Name: Realcomp II
Mls ID: #20251030236