372 Watson StBuffaloNY14212
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Buffalo rentals match the income profile of 372 Watson St, Buffalo, NY, 14212. Listed at $158,900, gross rent is $1,800/mo and net cash flow is $739/mo, a 13.59% yield well above national averages. DSCR 2.52 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $43,901 by year five with $1,463/yr in annual principal reduction, projecting $108,135 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.5% |
| Monthly Cash Flow | $739 | $450 |
City averages based on Buffalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $998 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
3,210 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14212, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,651 (100%) |
| Owner Occupied HU | 2,325 (35.0%) |
| Renter Occupied HU | 3,025 (45.5%) |
| Vacant Housing Units | 1,301 (19.6%) |
| Median Home Value | $100,127 |
| Average Home Value | $174,971 |
Housing Distribution
Address Breakdown
Residential
4,395
Single Family
4,032
Multi-Family
363
Businesses
315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
3,210 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14212, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,651 (100%) |
| Owner Occupied HU | 2,325 (35.0%) |
| Renter Occupied HU | 3,025 (45.5%) |
| Vacant Housing Units | 1,301 (19.6%) |
| Median Home Value | $100,127 |
| Average Home Value | $174,971 |
Housing Distribution
Address Breakdown
Residential
4,395
Single Family
4,032
Multi-Family
363
Businesses
315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices