372 S 1400 WPingreeID83262
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Pingree rental at 372 S 1400 W, Pingree, ID, 83262 sits in the solid-income band: 7.6% gross yield, $2,519/mo rent, $232/mo net after the $1,787/mo debt service, DSCR 1.41. Entry price of $397,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $109,822 and $3,661/yr in principal reduction bring total cumulative return to $164,945.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.5% |
| Monthly Cash Flow | $232 | $1,200 |
City averages based on Pingree market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,519 |
| Total Monthly Debt Service | $2,129 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83262, Pingree, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 503 (100%) |
| Owner Occupied HU | 376 (74.8%) |
| Renter Occupied HU | 69 (13.7%) |
| Vacant Housing Units | 58 (11.5%) |
| Median Home Value | $344,186 |
| Average Home Value | $422,560 |
Housing Distribution
Address Breakdown
Residential
449
Single Family
449
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83262, Pingree, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 503 (100%) |
| Owner Occupied HU | 376 (74.8%) |
| Renter Occupied HU | 69 (13.7%) |
| Vacant Housing Units | 58 (11.5%) |
| Median Home Value | $344,186 |
| Average Home Value | $422,560 |
Housing Distribution
Address Breakdown
Residential
449
Single Family
449
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices