3714 Sandy Meadow LnHoustonTX77039
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3714 Sandy Meadow Ln, Houston, TX, 77039 in Houston at $186,000 earns $1,435/mo in rent and nets $112/mo after the $836/mo payment, a 9.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $51,388 over five years. Ziffy Mortgage underwrites this on a 1.72 DSCR without U.S. credit history. With $1,713/yr in principal paydown, total projected return reaches $78,538.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $112 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,435 |
| Total Monthly Debt Service | $1,249 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
6,695 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77039, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,145 (100%) |
| Owner Occupied HU | 4,726 (51.7%) |
| Renter Occupied HU | 3,785 (41.4%) |
| Vacant Housing Units | 634 ( 6.9%) |
| Median Home Value | $163,445 |
| Average Home Value | $208,753 |
Housing Distribution
Address Breakdown
Residential
8,198
Single Family
6,462
Multi-Family
1,736
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
6,695 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77039, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,145 (100%) |
| Owner Occupied HU | 4,726 (51.7%) |
| Renter Occupied HU | 3,785 (41.4%) |
| Vacant Housing Units | 634 ( 6.9%) |
| Median Home Value | $163,445 |
| Average Home Value | $208,753 |
Housing Distribution
Address Breakdown
Residential
8,198
Single Family
6,462
Multi-Family
1,736
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angelica Garza • Texas Legacy Properties
Mls Name: HAR
Mls Provider:
Mls ID: #80819800
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