3712 N Clearfield AveTampaFL33603
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3712 N Clearfield Ave, Tampa, FL, 33603 in Tampa at $474,000 earns $3,164/mo in rent and nets $19/mo after the $2,131/mo payment, a 8.01% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $130,957 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $4,366/yr in principal paydown, total projected return reaches $181,893.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 3.0% |
| Monthly Cash Flow | $19 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,164 |
| Total Monthly Debt Service | $2,957 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
6,936 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33603, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,070 (100%) |
| Owner Occupied HU | 5,119 (56.4%) |
| Renter Occupied HU | 3,123 (34.4%) |
| Vacant Housing Units | 828 ( 9.1%) |
| Median Home Value | $440,706 |
| Average Home Value | $513,094 |
Housing Distribution
Address Breakdown
Residential
8,335
Single Family
6,885
Multi-Family
1,450
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
6,936 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33603, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,070 (100%) |
| Owner Occupied HU | 5,119 (56.4%) |
| Renter Occupied HU | 3,123 (34.4%) |
| Vacant Housing Units | 828 ( 9.1%) |
| Median Home Value | $440,706 |
| Average Home Value | $513,094 |
Housing Distribution
Address Breakdown
Residential
8,335
Single Family
6,885
Multi-Family
1,450
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices