3708 Whitehall RdSandy HookVA23153
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3708 Whitehall Rd, Sandy Hook, VA, 23153 in Sandy Hook earns its strong cash-flow label: 11.46% yield, $2,864/mo rent, $1,071/mo net income, DSCR 2.12. The $299,950 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $82,871 by year five. Combined with $2,763/yr in principal paydown, total projected return reaches $182,412.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $1,071 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,864 |
| Total Monthly Debt Service | $1,674 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
4.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23153, Sandy Hook, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 696 (100%) |
| Owner Occupied HU | 591 (84.9%) |
| Renter Occupied HU | 68 ( 9.8%) |
| Vacant Housing Units | 37 ( 5.3%) |
| Median Home Value | $372,302 |
| Average Home Value | $447,745 |
Housing Distribution
Address Breakdown
Residential
667
Single Family
646
Multi-Family
21
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
4.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23153, Sandy Hook, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 696 (100%) |
| Owner Occupied HU | 591 (84.9%) |
| Renter Occupied HU | 68 ( 9.8%) |
| Vacant Housing Units | 37 ( 5.3%) |
| Median Home Value | $372,302 |
| Average Home Value | $447,745 |
Housing Distribution
Address Breakdown
Residential
667
Single Family
646
Multi-Family
21
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daria Dudding • The Hogan Group Real Estate
Mls Name: CVRMLS
Mls ID: #2526078