3707 Smoke Hickory LnValricoFL33596
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 3707 Smoke Hickory Ln, Valrico, FL, 33596 in Valrico. Rental yield 6.48%. The 1.20 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $222,130 and $7,405/yr in principal reduction project total return of $209,401.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.2% |
| Monthly Cash Flow | $(1,546) | $350 |
City averages based on Valrico market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,343 |
| Total Monthly Debt Service | $5,569 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.36 Acres lot
$N/A/sqft
$223 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.36 Acres lot
$N/A/sqft
$223 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jill Neuman • KELLER WILLIAMS TAMPA CENTRAL
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8392722
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