3702 Sumerlin DrBucknerKY40010
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3702 Sumerlin Dr, Buckner, KY, 40010 in Buckner. At $660,000 it earns $4,882/mo in rent and distributes $861/mo to the owner after the $2,968/mo payment, a consistent 8.88% yield. DSCR 1.64 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $182,346 in value; $6,079/yr in principal paydown compounds ownership stake. Total projected return: $305,407.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.0% |
| Monthly Cash Flow | $861 | $800 |
City averages based on Buckner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,882 |
| Total Monthly Debt Service | $3,758 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.25 Acres lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40010, Buckner, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 200 (100%) |
| Owner Occupied HU | 166 (83.0%) |
| Renter Occupied HU | 25 (12.5%) |
| Vacant Housing Units | 9 ( 4.5%) |
| Median Home Value | $470,732 |
| Average Home Value | $575,512 |
Housing Distribution
Address Breakdown
Residential
241
Single Family
241
Multi-Family
0
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.25 Acres lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40010, Buckner, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 200 (100%) |
| Owner Occupied HU | 166 (83.0%) |
| Renter Occupied HU | 25 (12.5%) |
| Vacant Housing Units | 9 ( 4.5%) |
| Median Home Value | $470,732 |
| Average Home Value | $575,512 |
Housing Distribution
Address Breakdown
Residential
241
Single Family
241
Multi-Family
0
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Hack • RE/MAX Properties East
Mls Name: GLARMLS
Mls Provider:
Mls ID: #1685810
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