37 Ordelia LaneRound LakeNY12151
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 37 Ordelia Lane, Round Lake, NY, 12151 in Round Lake. At $479,900 it earns $3,499/mo in rent and distributes $295/mo to the owner after the $2,158/mo payment, a consistent 8.75% yield. DSCR 1.62 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $132,588 in value; $4,420/yr in principal paydown compounds ownership stake. Total projected return: $201,951.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $295 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,499 |
| Total Monthly Debt Service | $3,014 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2018
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12151, Round Lake, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 368 (100%) |
| Owner Occupied HU | 257 (69.8%) |
| Renter Occupied HU | 65 (17.7%) |
| Vacant Housing Units | 46 (12.5%) |
| Median Home Value | $378,125 |
| Average Home Value | $409,874 |
Housing Distribution
Address Breakdown
Residential
182
Single Family
176
Multi-Family
6
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2018
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12151, Round Lake, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 368 (100%) |
| Owner Occupied HU | 257 (69.8%) |
| Renter Occupied HU | 65 (17.7%) |
| Vacant Housing Units | 46 (12.5%) |
| Median Home Value | $378,125 |
| Average Home Value | $409,874 |
Housing Distribution
Address Breakdown
Residential
182
Single Family
176
Multi-Family
6
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jayne Schermerhorn • Signature One Realty Grp, LLC
Mls Name: Global MLS
Mls ID: #202523407