37 Lloyd RdWaterfordCT06385
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 37 Lloyd Rd, Waterford, CT, 06385 in Waterford hard to pass up. The 18.8% gross yield on a $225,000 purchase results in $3,526/mo in rent and $1,953/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.48). Annual cash flow of $23,438, five-year appreciation of $62,163, and $2,072/yr in equity build-up combine for a projected total cumulative return of $211,788.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.8% | 6.5% |
| Monthly Cash Flow | $1,953 | $300 |
City averages based on Waterford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,526 |
| Total Monthly Debt Service | $1,483 |
| DSCR Ratio | 2.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.64 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.64 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices