37 Juniper Ln #27TyngsboroughMA01879
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 37 Juniper Ln #27, Tyngsborough, MA, 01879 in Tyngsborough fits: $1,246,995, 3.46% gross yield, and a projected 5% annual appreciation rate adding $344,522 in value within five years. Rental yield 3.46%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.64) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,485/yr in principal paydown and $344,522 in appreciation project a total return of $163,949.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 5.1% |
| Monthly Cash Flow | $(4,850) | $450 |
City averages based on Tyngsborough market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,599 |
| Total Monthly Debt Service | $7,952 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
$589 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01879, Tyngsboro, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,716 (100%) |
| Owner Occupied HU | 3,829 (81.2%) |
| Renter Occupied HU | 710 (15.1%) |
| Vacant Housing Units | 177 ( 3.8%) |
| Median Home Value | $628,150 |
| Average Home Value | $706,772 |
Housing Distribution
Address Breakdown
Residential
4,688
Single Family
3,916
Multi-Family
772
Businesses
473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
$589 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01879, Tyngsboro, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,716 (100%) |
| Owner Occupied HU | 3,829 (81.2%) |
| Renter Occupied HU | 710 (15.1%) |
| Vacant Housing Units | 177 ( 3.8%) |
| Median Home Value | $628,150 |
| Average Home Value | $706,772 |
Housing Distribution
Address Breakdown
Residential
4,688
Single Family
3,916
Multi-Family
772
Businesses
473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices