37 El Capitan LnAntiochCA94509
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 37 El Capitan Ln, Antioch, CA, 94509 in Antioch deserves attention. This $389,995 property earns $4,184/mo in rent, a 12.88% gross yield, and nets $1,477/mo after the $1,754/mo payment. DSCR 2.39 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $107,748 compounds alongside $3,592/yr in yearly equity build, for a total cumulative return of $244,176.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 5.5% |
| Monthly Cash Flow | $1,477 | $300 |
City averages based on Antioch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,184 |
| Total Monthly Debt Service | $2,552 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
1,045 sqft lot
$N/A/sqft
$295 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94509, Antioch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,532 (100%) |
| Owner Occupied HU | 12,115 (51.5%) |
| Renter Occupied HU | 10,462 (44.5%) |
| Vacant Housing Units | 955 ( 4.1%) |
| Median Home Value | $596,558 |
| Average Home Value | $686,772 |
Housing Distribution
Address Breakdown
Residential
23,338
Single Family
18,297
Multi-Family
5,041
Businesses
1,548
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
1,045 sqft lot
$N/A/sqft
$295 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94509, Antioch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,532 (100%) |
| Owner Occupied HU | 12,115 (51.5%) |
| Renter Occupied HU | 10,462 (44.5%) |
| Vacant Housing Units | 955 ( 4.1%) |
| Median Home Value | $596,558 |
| Average Home Value | $686,772 |
Housing Distribution
Address Breakdown
Residential
23,338
Single Family
18,297
Multi-Family
5,041
Businesses
1,548
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices