37 Depot StreetLyndonvilleVT05851
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing37 Depot Street, Lyndonville, VT, 05851 in Lyndonville is a stable, well-positioned rental at $459,000. Rental yield 6.27%. DSCR 1.16 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $126,813 in value and $4,227/yr in principal paydown builds equity, a total projected return of $132,904.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.2% |
| Monthly Cash Flow | $(654) | $650 |
City averages based on Lyndonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $2,871 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1880
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05851, Lyndonville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,864 (100%) |
| Owner Occupied HU | 1,824 (63.7%) |
| Renter Occupied HU | 700 (24.4%) |
| Vacant Housing Units | 340 (11.9%) |
| Median Home Value | $242,164 |
| Average Home Value | $282,804 |
Housing Distribution
Address Breakdown
Residential
1,804
Single Family
1,751
Multi-Family
53
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1880
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05851, Lyndonville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,864 (100%) |
| Owner Occupied HU | 1,824 (63.7%) |
| Renter Occupied HU | 700 (24.4%) |
| Vacant Housing Units | 340 (11.9%) |
| Median Home Value | $242,164 |
| Average Home Value | $282,804 |
Housing Distribution
Address Breakdown
Residential
1,804
Single Family
1,751
Multi-Family
53
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices