37 Cedar LaneBeacon FallsCT06403
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Beacon Falls rental at 37 Cedar Lane, Beacon Falls, CT, 06403 sits in the solid-income band: 9.11% gross yield, $3,569/mo rent, $375/mo net after the $2,113/mo debt service, DSCR 1.69. Entry price of $470,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $129,852 and $4,329/yr in principal reduction bring total cumulative return to $203,644.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $375 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,569 |
| Total Monthly Debt Service | $3,006 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06403, Beacon Falls, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,749 (100%) |
| Owner Occupied HU | 2,175 (79.1%) |
| Renter Occupied HU | 443 (16.1%) |
| Vacant Housing Units | 131 ( 4.8%) |
| Median Home Value | $396,368 |
| Average Home Value | $416,990 |
Housing Distribution
Address Breakdown
Residential
2,646
Single Family
2,443
Multi-Family
203
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06403, Beacon Falls, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,749 (100%) |
| Owner Occupied HU | 2,175 (79.1%) |
| Renter Occupied HU | 443 (16.1%) |
| Vacant Housing Units | 131 ( 4.8%) |
| Median Home Value | $396,368 |
| Average Home Value | $416,990 |
Housing Distribution
Address Breakdown
Residential
2,646
Single Family
2,443
Multi-Family
203
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kenneth Viele, Jr. • Coldwell Banker Realty
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24110899
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.