3698 Olivia DrOcean SpringsMS39564
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3698 Olivia Dr, Ocean Springs, MS, 39564 in Ocean Springs speaks for itself: 10.78% gross on a $401,000 price, generating $3,604/mo in rent and $1,110/mo in net income after the $1,803/mo debt service. DSCR 2.00, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,316 stacks alongside $110,789 in projected five-year appreciation and $3,693/yr in principal reduction. Projected total cumulative return: $223,562.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.5% |
| Monthly Cash Flow | $1,110 | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,604 |
| Total Monthly Debt Service | $2,334 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.25 Acres lot
$N/A/sqft
$480 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.25 Acres lot
$N/A/sqft
$480 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Irene Marie • Next Level Realty, LLC.
Mls Name: MLS United
Mls ID: #4141381
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.