3696 Joel Aman RdPerryFL32347
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3696 Joel Aman Rd, Perry, FL, 32347 in Perry. Priced at $375,000, it generates $6,000/mo in gross rent and $3,511/mo in net monthly cash flow, a 19.2% yield that comfortably supports the 3.56 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $42,137. Five-year appreciation: $103,606. Equity from principal paydown: $3,454/yr. Total projected cumulative return: $368,888.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.2% | 8.0% |
| Monthly Cash Flow | $3,511 | $150 |
City averages based on Perry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,000 |
| Total Monthly Debt Service | $2,339 |
| DSCR Ratio | 2.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
3.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32347, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,536 (100%) |
| Owner Occupied HU | 2,482 (70.2%) |
| Renter Occupied HU | 646 (18.3%) |
| Vacant Housing Units | 408 (11.5%) |
| Median Home Value | $145,985 |
| Average Home Value | $178,457 |
Housing Distribution
Address Breakdown
Residential
3,241
Single Family
3,241
Multi-Family
0
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
3.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32347, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,536 (100%) |
| Owner Occupied HU | 2,482 (70.2%) |
| Renter Occupied HU | 646 (18.3%) |
| Vacant Housing Units | 408 (11.5%) |
| Median Home Value | $145,985 |
| Average Home Value | $178,457 |
Housing Distribution
Address Breakdown
Residential
3,241
Single Family
3,241
Multi-Family
0
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Abbi Cope • Amy Cope Southern Properties,
Mls Name: TBR
Mls Provider:
Mls ID: #386119
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.