3685 Homestead RdRescueCA95672
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 3685 Homestead Rd, Rescue, CA, 95672 in Rescue: $7,606/mo in rent, $1,526/mo in net income, 9.29% gross yield, 1.72 DSCR, all at $982,800. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $271,530 in appreciation and $9,052/yr in principal paydown projects total cumulative return of $470,890.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $1,526 | $300 |
City averages based on Rescue market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,606 |
| Total Monthly Debt Service | $5,689 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
5.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95672, Rescue, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,929 (100%) |
| Owner Occupied HU | 1,639 (85.0%) |
| Renter Occupied HU | 177 ( 9.2%) |
| Vacant Housing Units | 113 ( 5.9%) |
| Median Home Value | $868,511 |
| Average Home Value | $920,160 |
Housing Distribution
Address Breakdown
Residential
1,702
Single Family
1,702
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
5.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95672, Rescue, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,929 (100%) |
| Owner Occupied HU | 1,639 (85.0%) |
| Renter Occupied HU | 177 ( 9.2%) |
| Vacant Housing Units | 113 ( 5.9%) |
| Median Home Value | $868,511 |
| Average Home Value | $920,160 |
Housing Distribution
Address Breakdown
Residential
1,702
Single Family
1,702
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices