368 Marl Road RoadPine BushNY12566
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.93% gross rental yield, 368 Marl Road Road, Pine Bush, NY, 12566 in Pine Bush is priced for capital growth, not immediate cash flow. The $1,195,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $330,156 by year five, with $11,006/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.91) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $257,863.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.2% |
| Monthly Cash Flow | $(3,074) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,906 |
| Total Monthly Debt Service | $7,505 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12566, Pine Bush, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,781 (100%) |
| Owner Occupied HU | 3,376 (70.6%) |
| Renter Occupied HU | 946 (19.8%) |
| Vacant Housing Units | 459 ( 9.6%) |
| Median Home Value | $384,024 |
| Average Home Value | $417,250 |
Housing Distribution
Address Breakdown
Residential
3,848
Single Family
3,725
Multi-Family
123
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12566, Pine Bush, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,781 (100%) |
| Owner Occupied HU | 3,376 (70.6%) |
| Renter Occupied HU | 946 (19.8%) |
| Vacant Housing Units | 459 ( 9.6%) |
| Median Home Value | $384,024 |
| Average Home Value | $417,250 |
Housing Distribution
Address Breakdown
Residential
3,848
Single Family
3,725
Multi-Family
123
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dylan Taft • Taft Street Realty, Inc.
Mls Name: HVCRMLS
Mls Provider:
Mls ID: #20254918
Disclaimer: IDX information 2026 by the Hudson Valley Catskill Region MLS. All Rights Reserved. The data relating to real estate on this website comes in part from the IDX of the Hudson Valley Catskill Region MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.