367 Mud Pond RoadLivingston ManorNY12758
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Livingston Manor rentals match the income profile of 367 Mud Pond Road, Livingston Manor, NY, 12758. Listed at $215,000, gross rent is $4,194/mo and net cash flow is $2,758/mo, a 23.41% yield well above national averages. DSCR 4.34 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $59,401 by year five with $1,980/yr in annual principal reduction, projecting $259,492 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23.4% | 6.2% |
| Monthly Cash Flow | $2,758 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,194 |
| Total Monthly Debt Service | $1,350 |
| DSCR Ratio | 3.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1988
2.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12758, Livingston Manor, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,193 (100%) |
| Owner Occupied HU | 1,530 (47.9%) |
| Renter Occupied HU | 502 (15.7%) |
| Vacant Housing Units | 1,161 (36.4%) |
| Median Home Value | $354,375 |
| Average Home Value | $398,546 |
Housing Distribution
Address Breakdown
Residential
1,555
Single Family
1,528
Multi-Family
27
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1988
2.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12758, Livingston Manor, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,193 (100%) |
| Owner Occupied HU | 1,530 (47.9%) |
| Renter Occupied HU | 502 (15.7%) |
| Vacant Housing Units | 1,161 (36.4%) |
| Median Home Value | $354,375 |
| Average Home Value | $398,546 |
Housing Distribution
Address Breakdown
Residential
1,555
Single Family
1,528
Multi-Family
27
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Fleur Bailey • Carole Edwards Realty
Mls Name: OneKey MLS
Mls ID: #863622