366 Carl Loudermilk RdMount AiryGA30563
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 366 Carl Loudermilk Rd, Mount Airy, GA, 30563 in Mount Airy deserves attention. This $367,000 property earns $3,881/mo in rent, a 12.69% gross yield, and nets $1,647/mo after the $1,650/mo payment. DSCR 2.35 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $101,395 compounds alongside $3,380/yr in yearly equity build, for a total cumulative return of $245,037.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.0% |
| Monthly Cash Flow | $1,647 | $250 |
City averages based on Mount Airy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,881 |
| Total Monthly Debt Service | $2,088 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30563, Mount Airy, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,305 (100%) |
| Owner Occupied HU | 1,809 (78.5%) |
| Renter Occupied HU | 338 (14.7%) |
| Vacant Housing Units | 158 ( 6.9%) |
| Median Home Value | $251,959 |
| Average Home Value | $282,090 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,208
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30563, Mount Airy, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,305 (100%) |
| Owner Occupied HU | 1,809 (78.5%) |
| Renter Occupied HU | 338 (14.7%) |
| Vacant Housing Units | 158 ( 6.9%) |
| Median Home Value | $251,959 |
| Average Home Value | $282,090 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,208
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices