365 Lowell Allen RdWacoGA30182
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 365 Lowell Allen Rd, Waco, GA, 30182 in Waco delivers $4,898/mo in gross rent and $942/mo in net monthly income at a $650,000 entry. The 9.04% yield and 1.68 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $179,583 over five years and $5,987/yr in equity from loan paydown, total projected return is $306,815.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.5% |
| Monthly Cash Flow | $942 | $400 |
City averages based on Waco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,898 |
| Total Monthly Debt Service | $3,697 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
8.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30182, Waco, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,125 (100%) |
| Owner Occupied HU | 811 (72.1%) |
| Renter Occupied HU | 236 (21.0%) |
| Vacant Housing Units | 78 ( 6.9%) |
| Median Home Value | $268,048 |
| Average Home Value | $267,241 |
Housing Distribution
Address Breakdown
Residential
1,131
Single Family
1,131
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
8.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30182, Waco, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,125 (100%) |
| Owner Occupied HU | 811 (72.1%) |
| Renter Occupied HU | 236 (21.0%) |
| Vacant Housing Units | 78 ( 6.9%) |
| Median Home Value | $268,048 |
| Average Home Value | $267,241 |
Housing Distribution
Address Breakdown
Residential
1,131
Single Family
1,131
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices