365 Dover RdWestwoodMA02090
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 365 Dover Rd, Westwood, MA, 02090 in Westwood worth study. Rental yield 4.85%. The 4.85% gross yield is below cash-flow benchmarks at $1,249,000, but 5% annual appreciation, adding $345,076 over five years, frames this as a capital growth position. Rent of $5,053/mo partially offsets the $5,616/mo payment. Ziffy Mortgage finances appreciation-play properties (0.90 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $292,791.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 5.0% |
| Monthly Cash Flow | $(2,819) | $1,200 |
City averages based on Westwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,053 |
| Total Monthly Debt Service | $7,375 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02090, Westwood, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,810 (100%) |
| Owner Occupied HU | 4,616 (79.4%) |
| Renter Occupied HU | 940 (16.2%) |
| Vacant Housing Units | 254 ( 4.4%) |
| Median Home Value | $1,035,365 |
| Average Home Value | $1,116,859 |
Housing Distribution
Address Breakdown
Residential
6,027
Single Family
4,775
Multi-Family
1,252
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02090, Westwood, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,810 (100%) |
| Owner Occupied HU | 4,616 (79.4%) |
| Renter Occupied HU | 940 (16.2%) |
| Vacant Housing Units | 254 ( 4.4%) |
| Median Home Value | $1,035,365 |
| Average Home Value | $1,116,859 |
Housing Distribution
Address Breakdown
Residential
6,027
Single Family
4,775
Multi-Family
1,252
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73482656