85 E India Row APT 19HBostonMA02110
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 85 E India Row APT 19H, Boston, MA, 02110 in Boston worth study. Rental yield 5.86%. The 5.86% gross yield is below cash-flow benchmarks at $879,000, but 5% annual appreciation, adding $242,851 over five years, frames this as a capital growth position. Rent of $4,295/mo partially offsets the $3,953/mo payment. Ziffy Mortgage finances appreciation-play properties (1.09 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $253,625.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 4.2% |
| Monthly Cash Flow | $(2,393) | $1,850 |
City averages based on Boston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,295 |
| Total Monthly Debt Service | $5,190 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02110, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,970 (100%) |
| Owner Occupied HU | 1,007 (51.1%) |
| Renter Occupied HU | 693 (35.2%) |
| Vacant Housing Units | 270 (13.7%) |
| Median Home Value | $1,298,421 |
| Average Home Value | $1,371,708 |
Housing Distribution
Address Breakdown
Residential
2,032
Single Family
14
Multi-Family
2,018
Businesses
1,956
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02110, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,970 (100%) |
| Owner Occupied HU | 1,007 (51.1%) |
| Renter Occupied HU | 693 (35.2%) |
| Vacant Housing Units | 270 (13.7%) |
| Median Home Value | $1,298,421 |
| Average Home Value | $1,371,708 |
Housing Distribution
Address Breakdown
Residential
2,032
Single Family
14
Multi-Family
2,018
Businesses
1,956
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73467843