363 Prospect StWest BoylstonMA01583
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 363 Prospect St, West Boylston, MA, 01583 in West Boylston speaks for itself: 11.64% gross on a $442,400 price, generating $4,292/mo in rent and $1,361/mo in net income after the $1,989/mo debt service. DSCR 2.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,332 stacks alongside $122,227 in projected five-year appreciation and $4,075/yr in principal reduction. Projected total cumulative return: $256,165.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 5.8% |
| Monthly Cash Flow | $1,361 | $350 |
City averages based on West Boylston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,292 |
| Total Monthly Debt Service | $2,755 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01583, West Boylston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,077 (100%) |
| Owner Occupied HU | 2,379 (77.3%) |
| Renter Occupied HU | 603 (19.6%) |
| Vacant Housing Units | 95 ( 3.1%) |
| Median Home Value | $529,405 |
| Average Home Value | $553,939 |
Housing Distribution
Address Breakdown
Residential
2,947
Single Family
2,803
Multi-Family
144
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01583, West Boylston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,077 (100%) |
| Owner Occupied HU | 2,379 (77.3%) |
| Renter Occupied HU | 603 (19.6%) |
| Vacant Housing Units | 95 ( 3.1%) |
| Median Home Value | $529,405 |
| Average Home Value | $553,939 |
Housing Distribution
Address Breakdown
Residential
2,947
Single Family
2,803
Multi-Family
144
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A