3616 W Estates Ln UNIT CPalos Verde PeninsulaCA90274
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3616 W Estates Ln UNIT C, Palos Verde Peninsula, CA, 90274 in Palos Verde Peninsula hard to pass up. The 12.58% gross yield on a $999,000 purchase results in $10,475/mo in rent and $3,487/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.33). Annual cash flow of $41,850, five-year appreciation of $276,005, and $9,201/yr in equity build-up combine for a projected total cumulative return of $606,770.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 5.0% |
| Monthly Cash Flow | $3,487 | $2,500 |
City averages based on Palos Verde Peninsula market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $10,475 |
| Total Monthly Debt Service | $6,590 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1975
4.57 Acres lot
$N/A/sqft
$655 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90274, Palos Verdes Peninsula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,344 (100%) |
| Owner Occupied HU | 8,515 (82.3%) |
| Renter Occupied HU | 1,239 (12.0%) |
| Vacant Housing Units | 590 ( 5.7%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,840,721 |
Housing Distribution
Address Breakdown
Residential
10,113
Single Family
9,275
Multi-Family
838
Businesses
1,480
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1975
4.57 Acres lot
$N/A/sqft
$655 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90274, Palos Verdes Peninsula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,344 (100%) |
| Owner Occupied HU | 8,515 (82.3%) |
| Renter Occupied HU | 1,239 (12.0%) |
| Vacant Housing Units | 590 ( 5.7%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,840,721 |
Housing Distribution
Address Breakdown
Residential
10,113
Single Family
9,275
Multi-Family
838
Businesses
1,480
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices