3615 Refuge RdJasperGA30143
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3615 Refuge Rd, Jasper, GA, 30143 in Jasper speaks for itself: 11.72% gross on a $549,900 price, generating $5,369/mo in rent and $2,022/mo in net income after the $2,473/mo debt service. DSCR 2.17, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,264 stacks alongside $151,927 in projected five-year appreciation and $5,065/yr in principal reduction. Projected total cumulative return: $338,385.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 8.0% |
| Monthly Cash Flow | $2,022 | $300 |
City averages based on Jasper market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,369 |
| Total Monthly Debt Service | $3,128 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
3.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30143, Jasper, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,573 (100%) |
| Owner Occupied HU | 8,691 (69.1%) |
| Renter Occupied HU | 1,953 (15.5%) |
| Vacant Housing Units | 1,929 (15.3%) |
| Median Home Value | $347,742 |
| Average Home Value | $386,997 |
Housing Distribution
Address Breakdown
Residential
11,986
Single Family
8,732
Multi-Family
3,254
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
3.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30143, Jasper, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,573 (100%) |
| Owner Occupied HU | 8,691 (69.1%) |
| Renter Occupied HU | 1,953 (15.5%) |
| Vacant Housing Units | 1,929 (15.3%) |
| Median Home Value | $347,742 |
| Average Home Value | $386,997 |
Housing Distribution
Address Breakdown
Residential
11,986
Single Family
8,732
Multi-Family
3,254
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices