361 Dorchester RoadLymeNH03768
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.01% yield at 361 Dorchester Road, Lyme, NH, 03768 in Lyme is solid, but the $719/mo payment compresses net cash flow to $129/mo at $160,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $44,205 by year five, and $1,474/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.67) without U.S. income documentation. Total projected return: $69,352.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $129 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,201 |
| Total Monthly Debt Service | $1,009 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1968
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03768, Lyme, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 805 (100%) |
| Owner Occupied HU | 573 (71.2%) |
| Renter Occupied HU | 128 (15.9%) |
| Vacant Housing Units | 104 (12.9%) |
| Median Home Value | $714,728 |
| Average Home Value | $816,592 |
Housing Distribution
Address Breakdown
Residential
602
Single Family
567
Multi-Family
35
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1968
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03768, Lyme, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 805 (100%) |
| Owner Occupied HU | 573 (71.2%) |
| Renter Occupied HU | 128 (15.9%) |
| Vacant Housing Units | 104 (12.9%) |
| Median Home Value | $714,728 |
| Average Home Value | $816,592 |
Housing Distribution
Address Breakdown
Residential
602
Single Family
567
Multi-Family
35
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randy B Snelling • KW Coastal and Lakes & Mountains Realty/Hanover
Mls Name: PrimeMLS
Mls ID: #5054360