3601 Stuckey RdDanvilleGA31017
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3601 Stuckey Rd, Danville, GA, 31017 in Danville fits: $695,000, 3.64% gross yield, and a projected 5% annual appreciation rate adding $192,016 in value within five years. Rental yield 3.64%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.67) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,401/yr in principal paydown and $192,016 in appreciation project a total return of $126,688.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 7.5% |
| Monthly Cash Flow | $(2,121) | $300 |
City averages based on Danville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,108 |
| Total Monthly Debt Service | $3,953 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
74.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31017, Danville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,096 (100%) |
| Owner Occupied HU | 766 (69.9%) |
| Renter Occupied HU | 149 (13.6%) |
| Vacant Housing Units | 181 (16.5%) |
| Median Home Value | $142,788 |
| Average Home Value | $168,926 |
Housing Distribution
Address Breakdown
Residential
833
Single Family
833
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
74.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31017, Danville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,096 (100%) |
| Owner Occupied HU | 766 (69.9%) |
| Renter Occupied HU | 149 (13.6%) |
| Vacant Housing Units | 181 (16.5%) |
| Median Home Value | $142,788 |
| Average Home Value | $168,926 |
Housing Distribution
Address Breakdown
Residential
833
Single Family
833
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices