360 Okemo Trailside Extension #37CLudlowVT05149
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.06% gross rental yield, 360 Okemo Trailside Extension #37C, Ludlow, VT, 05149 in Ludlow is priced for capital growth, not immediate cash flow. The $975,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $269,375 by year five, with $8,980/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.75) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $166,637.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.2% |
| Monthly Cash Flow | $(4,273) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,300 |
| Total Monthly Debt Service | $6,099 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05149, Ludlow, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,685 (100%) |
| Owner Occupied HU | 847 (23.0%) |
| Renter Occupied HU | 345 ( 9.4%) |
| Vacant Housing Units | 2,493 (67.7%) |
| Median Home Value | $393,256 |
| Average Home Value | $505,274 |
Housing Distribution
Address Breakdown
Residential
1,328
Single Family
1,299
Multi-Family
29
Businesses
219
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05149, Ludlow, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,685 (100%) |
| Owner Occupied HU | 847 (23.0%) |
| Renter Occupied HU | 345 ( 9.4%) |
| Vacant Housing Units | 2,493 (67.7%) |
| Median Home Value | $393,256 |
| Average Home Value | $505,274 |
Housing Distribution
Address Breakdown
Residential
1,328
Single Family
1,299
Multi-Family
29
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices