36 Spruce StSmithmillPA16680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Smithmill at 36 Spruce St, Smithmill, PA, 16680 offers a 8.83% rental yield on a $219,900 purchase with $1,619/mo rent. Total monthly income registers $1,619/mo, and a $1,076/mo payment leaves $178/mo available for distribution. Annual cash flow reaches $2,140/yr on $72,897 to close, and return on cash invested stands at 22.84% in year one. Equity gained on principal adds $1,419/yr while 5% annual appreciation supports $60,754 over five years. Portfolio math shows five-year ROI at 119.1% and total cumulative return in cash at $86,824. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,619/mo property income against a $1,076/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1920
1.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16680, Smithmill, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 283 (100%) |
| Owner Occupied HU | 224 (79.2%) |
| Renter Occupied HU | 26 ( 9.2%) |
| Vacant Housing Units | 33 (11.7%) |
| Median Home Value | $119,231 |
| Average Home Value | $171,038 |
Housing Distribution
Address Breakdown
Residential
60
Single Family
60
Multi-Family
0
Businesses
9
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Listed by: Josie Tekely • Realty One Group Landmark
Mls Name: Bright MLS
Mls ID: #PACD2044502