36 Indian Camp Ln #DLincolnMA01773
INVESTMENT ANALYSIS
Investment Verdict
Solid Income36 Indian Camp Ln #D, Lincoln, MA, 01773 in Lincoln carries a 1.52 coverage ratio, rent of $4,156/mo is 1.52 times the $2,743/mo payment. Rental yield 8.17%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $610,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $168,532; total projected cumulative return: $251,620.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 4.5% |
| Monthly Cash Flow | $(431) | $1,200 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,156 |
| Total Monthly Debt Service | $3,602 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01773, Lincoln, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,352 (100%) |
| Owner Occupied HU | 1,796 (76.4%) |
| Renter Occupied HU | 378 (16.1%) |
| Vacant Housing Units | 178 ( 7.6%) |
| Median Home Value | $1,499,035 |
| Average Home Value | $1,551,492 |
Housing Distribution
Address Breakdown
Residential
2,389
Single Family
1,744
Multi-Family
645
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01773, Lincoln, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,352 (100%) |
| Owner Occupied HU | 1,796 (76.4%) |
| Renter Occupied HU | 378 (16.1%) |
| Vacant Housing Units | 178 ( 7.6%) |
| Median Home Value | $1,499,035 |
| Average Home Value | $1,551,492 |
Housing Distribution
Address Breakdown
Residential
2,389
Single Family
1,744
Multi-Family
645
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73494727