36 Basil Roy RdWindsorKY42565
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 36 Basil Roy Rd, Windsor, KY, 42565 in Windsor: $1,136/mo in rent, $519/mo net, 13.45% gross yield, all on a $101,400 acquisition. The 2.49 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $28,015 in value, and $934/yr in principal paydown steadily builds equity. Projected total cumulative return: $71,853.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 8.1% |
| Monthly Cash Flow | $519 | $350 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,136 |
| Total Monthly Debt Service | $577 |
| DSCR Ratio | 1.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42565, Windsor, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 347 (100%) |
| Owner Occupied HU | 245 (70.6%) |
| Renter Occupied HU | 53 (15.3%) |
| Vacant Housing Units | 49 (14.1%) |
| Median Home Value | $171,062 |
| Average Home Value | $181,776 |
Housing Distribution
Address Breakdown
Residential
321
Single Family
321
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42565, Windsor, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 347 (100%) |
| Owner Occupied HU | 245 (70.6%) |
| Renter Occupied HU | 53 (15.3%) |
| Vacant Housing Units | 49 (14.1%) |
| Median Home Value | $171,062 |
| Average Home Value | $181,776 |
Housing Distribution
Address Breakdown
Residential
321
Single Family
321
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices