








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Pontotoc at 358 Dusty Trl, Pontotoc, MS, 38863 uses $111,351 cash to close to unlock $2,022/yr annual cash flow and $169/mo monthly cash flow. Total monthly income runs $2,224/mo, and a $1,644/mo payment keeps the spread at $169/mo. Purchase price stands at $335,900, and rental yield measures 7.95% with $2,224/mo rent. Return on cash invested shows 21.73% in year one, and 5% annual appreciation builds toward $92,803 over five years. Five-year ROI reaches 112.5% and total cumulative return in cash records $125,271. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,224/mo property income covering a $1,644/mo payment rather than investor’s personal income.
Single Family
Built in N/A
2.42 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
Date | Event | Price |
|---|---|---|
| 2025-01-09 | Price change | $335,900 |
| 2024-11-17 | Price change | $339,900 |
| 2024-10-17 | Listed for sale | $349,900 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-01-28 | $1277.92 | 14.75% | $12,342 | 11.62% |
| 2022-01-28 | $1113.64 | N/A | $11,057 | N/A |
| 2021-01-28 | $1113.64 | -47.48% | $11,057 | -33.34% |



Listed by: Stacy Leigh Smith • Rachel Ray Real Estate LLC
Mls Name: NMMLS
Mls Provider:
Mls ID: #24-3667
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.