357 Summer Creek DrWest ColumbiaSC29172
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 357 Summer Creek Dr, West Columbia, SC, 29172 in West Columbia. Priced at $282,500, it generates $2,728/mo in gross rent and $1,021/mo in net monthly cash flow, a 11.59% yield that comfortably supports the 2.15 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,251. Five-year appreciation: $78,050. Equity from principal paydown: $2,602/yr. Total projected cumulative return: $174,222.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,021 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,728 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29172, West Columbia, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,704 (100%) |
| Owner Occupied HU | 3,045 (64.7%) |
| Renter Occupied HU | 1,145 (24.3%) |
| Vacant Housing Units | 514 (10.9%) |
| Median Home Value | $218,089 |
| Average Home Value | $248,896 |
Housing Distribution
Address Breakdown
Residential
4,059
Single Family
3,672
Multi-Family
387
Businesses
262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29172, West Columbia, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,704 (100%) |
| Owner Occupied HU | 3,045 (64.7%) |
| Renter Occupied HU | 1,145 (24.3%) |
| Vacant Housing Units | 514 (10.9%) |
| Median Home Value | $218,089 |
| Average Home Value | $248,896 |
Housing Distribution
Address Breakdown
Residential
4,059
Single Family
3,672
Multi-Family
387
Businesses
262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shatavia Sumpter • United Real Estate SC
Mls Name: Consolidated MLS
Mls ID: #595607