35697 W Gettysburg AveFirebaughCA93622
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 35697 W Gettysburg Ave, Firebaugh, CA, 93622 in Firebaugh at $210,000 earns $1,440/mo in rent and nets $141/mo after the $944/mo payment, a 8.23% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $58,019 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $1,934/yr in principal paydown, total projected return reaches $88,723.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.5% |
| Monthly Cash Flow | $141 | $300 |
City averages based on Firebaugh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,216 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
2.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93622, Firebaugh, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,964 (100%) |
| Owner Occupied HU | 1,397 (47.1%) |
| Renter Occupied HU | 1,368 (46.2%) |
| Vacant Housing Units | 199 ( 6.7%) |
| Median Home Value | $314,035 |
| Average Home Value | $365,893 |
Housing Distribution
Address Breakdown
Residential
2,741
Single Family
2,595
Multi-Family
146
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
2.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93622, Firebaugh, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,964 (100%) |
| Owner Occupied HU | 1,397 (47.1%) |
| Renter Occupied HU | 1,368 (46.2%) |
| Vacant Housing Units | 199 ( 6.7%) |
| Median Home Value | $314,035 |
| Average Home Value | $365,893 |
Housing Distribution
Address Breakdown
Residential
2,741
Single Family
2,595
Multi-Family
146
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bakersfield AOR
Mls ID: #202602735