3564 E Lake DriveCentennialCO80121
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3564 E Lake Drive, Centennial, CO, 80121 in Centennial at $642,400 earns $3,872/mo in rent and nets $64/mo after the $2,889/mo payment, a 7.23% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $177,483 over five years. Ziffy Mortgage underwrites this on a 1.34 DSCR without U.S. credit history. With $5,917/yr in principal paydown, total projected return reaches $246,935.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 3.8% |
| Monthly Cash Flow | $64 | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,872 |
| Total Monthly Debt Service | $3,553 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80121, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,406 (100%) |
| Owner Occupied HU | 5,749 (77.6%) |
| Renter Occupied HU | 1,401 (18.9%) |
| Vacant Housing Units | 256 ( 3.5%) |
| Median Home Value | $732,129 |
| Average Home Value | $988,168 |
Housing Distribution
Address Breakdown
Residential
7,295
Single Family
6,995
Multi-Family
300
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80121, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,406 (100%) |
| Owner Occupied HU | 5,749 (77.6%) |
| Renter Occupied HU | 1,401 (18.9%) |
| Vacant Housing Units | 256 ( 3.5%) |
| Median Home Value | $732,129 |
| Average Home Value | $988,168 |
Housing Distribution
Address Breakdown
Residential
7,295
Single Family
6,995
Multi-Family
300
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices