3560 Blue Jay Way APT 201EaganMN55123
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 3560 Blue Jay Way APT 201, Eagan, MN, 55123 in Eagan. At $191,500 it earns $2,094/mo in rent and distributes $473/mo to the owner after the $861/mo payment, a consistent 13.12% yield. DSCR 2.43 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $52,908 in value; $1,764/yr in principal paydown compounds ownership stake. Total projected return: $104,992.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 5.8% |
| Monthly Cash Flow | $473 | $1,850 |
City averages based on Eagan market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,094 |
| Total Monthly Debt Service | $1,545 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
N/A lot
$N/A/sqft
$420 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55123, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,212 (100%) |
| Owner Occupied HU | 7,830 (76.7%) |
| Renter Occupied HU | 2,246 (22.0%) |
| Vacant Housing Units | 136 ( 1.3%) |
| Median Home Value | $483,797 |
| Average Home Value | $520,606 |
Housing Distribution
Address Breakdown
Residential
10,284
Single Family
8,985
Multi-Family
1,299
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
N/A lot
$N/A/sqft
$420 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55123, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,212 (100%) |
| Owner Occupied HU | 7,830 (76.7%) |
| Renter Occupied HU | 2,246 (22.0%) |
| Vacant Housing Units | 136 ( 1.3%) |
| Median Home Value | $483,797 |
| Average Home Value | $520,606 |
Housing Distribution
Address Breakdown
Residential
10,284
Single Family
8,985
Multi-Family
1,299
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices