3545 Toyon StWest CovinaCA91792
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 3545 Toyon St, West Covina, CA, 91792 in West Covina aligned with their strategy. Rental yield 6.96%. DSCR 1.29 and 6.96% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $5,352/yr in paydown build toward a projected cumulative return of $186,270.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.0% |
| Monthly Cash Flow | $(551) | $600 |
City averages based on West Covina market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,368 |
| Total Monthly Debt Service | $3,689 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
1.63 Acres lot
$N/A/sqft
$325 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91792, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,631 (100%) |
| Owner Occupied HU | 5,213 (54.1%) |
| Renter Occupied HU | 4,186 (43.5%) |
| Vacant Housing Units | 232 ( 2.4%) |
| Median Home Value | $720,629 |
| Average Home Value | $736,589 |
Housing Distribution
Address Breakdown
Residential
9,458
Single Family
8,045
Multi-Family
1,413
Businesses
316
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
1.63 Acres lot
$N/A/sqft
$325 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91792, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,631 (100%) |
| Owner Occupied HU | 5,213 (54.1%) |
| Renter Occupied HU | 4,186 (43.5%) |
| Vacant Housing Units | 232 ( 2.4%) |
| Median Home Value | $720,629 |
| Average Home Value | $736,589 |
Housing Distribution
Address Breakdown
Residential
9,458
Single Family
8,045
Multi-Family
1,413
Businesses
316
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A