3540 E Ryan AveKingmanAZ86409
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3540 E Ryan Ave, Kingman, AZ, 86409 in Kingman is a top-tier cash-flow asset. At $129,000 it produces $1,352/mo in rent and $590/mo in net monthly income, a 12.58% gross rental yield. The DSCR of 2.33 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,078. Five-year appreciation adds $35,640, driving a total cumulative return of $86,688.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 4.8% |
| Monthly Cash Flow | $590 | $1,200 |
City averages based on Kingman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,352 |
| Total Monthly Debt Service | $711 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1993
5,662 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1993
5,662 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valerie Collins • Torreon Realty
Mls Name: WARDEX
Mls Provider:
Mls ID: #031095
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.