354 W 1st StBirdsboroPA19508
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 354 W 1st St, Birdsboro, PA, 19508 in Birdsboro. Priced at $289,900, it generates $3,240/mo in gross rent and $1,340/mo in net monthly cash flow, a 13.41% yield that comfortably supports the 2.48 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $16,084. Five-year appreciation: $80,094. Equity from principal paydown: $2,670/yr. Total projected cumulative return: $196,644.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $1,340 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,240 |
| Total Monthly Debt Service | $1,784 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19508, Birdsboro, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,883 (100%) |
| Owner Occupied HU | 5,275 (76.6%) |
| Renter Occupied HU | 1,221 (17.7%) |
| Vacant Housing Units | 387 ( 5.6%) |
| Median Home Value | $310,870 |
| Average Home Value | $349,028 |
Housing Distribution
Address Breakdown
Residential
6,135
Single Family
6,074
Multi-Family
61
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19508, Birdsboro, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,883 (100%) |
| Owner Occupied HU | 5,275 (76.6%) |
| Renter Occupied HU | 1,221 (17.7%) |
| Vacant Housing Units | 387 ( 5.6%) |
| Median Home Value | $310,870 |
| Average Home Value | $349,028 |
Housing Distribution
Address Breakdown
Residential
6,135
Single Family
6,074
Multi-Family
61
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices