353 Pinetree RdHamiltonGA31811
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 353 Pinetree Rd, Hamilton, GA, 31811 in Hamilton. Rental yield 2.04%. At $1,198,000 with 2.04% gross yield, current distributions are modest, but the 5% appreciation rate projects $330,985 in new equity by year five, complemented by $11,034/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.38) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $115,820.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 9.0% |
| Monthly Cash Flow | $(5,251) | $1,200 |
City averages based on Hamilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,040 |
| Total Monthly Debt Service | $6,815 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
1.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31811, Hamilton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,634 (100%) |
| Owner Occupied HU | 1,949 (74.0%) |
| Renter Occupied HU | 342 (13.0%) |
| Vacant Housing Units | 343 (13.0%) |
| Median Home Value | $327,579 |
| Average Home Value | $415,581 |
Housing Distribution
Address Breakdown
Residential
2,270
Single Family
2,270
Multi-Family
0
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
1.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31811, Hamilton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,634 (100%) |
| Owner Occupied HU | 1,949 (74.0%) |
| Renter Occupied HU | 342 (13.0%) |
| Vacant Housing Units | 343 (13.0%) |
| Median Home Value | $327,579 |
| Average Home Value | $415,581 |
Housing Distribution
Address Breakdown
Residential
2,270
Single Family
2,270
Multi-Family
0
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Thomas • Coldwell Banker / Kennon, Parker, Duncan & Davis
Mls Name: CBORGA
Mls Provider:
Mls ID: #218322
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.