7799 Leaning Pine CtMidlandGA31820
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 7799 Leaning Pine Ct, Midland, GA, 31820 in Midland. At $247,000 it earns $1,735/mo in rent and distributes $232/mo to the owner after the $1,111/mo payment, a consistent 8.43% yield. DSCR 1.56 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $68,242 in value; $2,275/yr in principal paydown compounds ownership stake. Total projected return: $108,468.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.0% |
| Monthly Cash Flow | $232 | $300 |
City averages based on Midland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,735 |
| Total Monthly Debt Service | $1,405 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31820, Midland, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,074 (100%) |
| Owner Occupied HU | 4,173 (82.2%) |
| Renter Occupied HU | 743 (14.6%) |
| Vacant Housing Units | 158 ( 3.1%) |
| Median Home Value | $349,156 |
| Average Home Value | $373,008 |
Housing Distribution
Address Breakdown
Residential
4,858
Single Family
4,858
Multi-Family
0
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31820, Midland, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,074 (100%) |
| Owner Occupied HU | 4,173 (82.2%) |
| Renter Occupied HU | 743 (14.6%) |
| Vacant Housing Units | 158 ( 3.1%) |
| Median Home Value | $349,156 |
| Average Home Value | $373,008 |
Housing Distribution
Address Breakdown
Residential
4,858
Single Family
4,858
Multi-Family
0
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices