3527 MILDRED WayJacksonvilleFL32254
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 3527 MILDRED Way, Jacksonville, FL, 32254 in Jacksonville is a conservative rental investment at $279,085. Rental yield 6.96%. A 1.29 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $77,106; $2,570/yr in principal paydown supplements. Total projected return: $89,388.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.2% |
| Monthly Cash Flow | $(267) | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,619 |
| Total Monthly Debt Service | $1,774 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4,400 sqft lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32254, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,349 (100%) |
| Owner Occupied HU | 2,751 (43.3%) |
| Renter Occupied HU | 2,937 (46.3%) |
| Vacant Housing Units | 661 (10.4%) |
| Median Home Value | $95,506 |
| Average Home Value | $163,904 |
Housing Distribution
Address Breakdown
Residential
5,832
Single Family
5,832
Multi-Family
0
Businesses
1,199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4,400 sqft lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32254, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,349 (100%) |
| Owner Occupied HU | 2,751 (43.3%) |
| Renter Occupied HU | 2,937 (46.3%) |
| Vacant Housing Units | 661 (10.4%) |
| Median Home Value | $95,506 |
| Average Home Value | $163,904 |
Housing Distribution
Address Breakdown
Residential
5,832
Single Family
5,832
Multi-Family
0
Businesses
1,199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices