3517 S Citrus Cir #1506ZellwoodFL32798
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3517 S Citrus Cir #1506, Zellwood, FL, 32798 in Zellwood speaks for itself: 19.08% gross on a $177,500 price, generating $2,822/mo in rent and $1,373/mo in net income after the $798/mo debt service. DSCR 3.54, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,476 stacks alongside $49,040 in projected five-year appreciation and $1,635/yr in principal reduction. Projected total cumulative return: $157,202.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.1% | 6.5% |
| Monthly Cash Flow | $1,373 | $400 |
City averages based on Zellwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,822 |
| Total Monthly Debt Service | $1,379 |
| DSCR Ratio | 2.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
6,022 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32798, Zellwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,674 (100%) |
| Owner Occupied HU | 1,415 (84.5%) |
| Renter Occupied HU | 120 ( 7.2%) |
| Vacant Housing Units | 139 ( 8.3%) |
| Median Home Value | $236,705 |
| Average Home Value | $407,212 |
Housing Distribution
Address Breakdown
Residential
1,630
Single Family
485
Multi-Family
1,145
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
6,022 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32798, Zellwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,674 (100%) |
| Owner Occupied HU | 1,415 (84.5%) |
| Renter Occupied HU | 120 ( 7.2%) |
| Vacant Housing Units | 139 ( 8.3%) |
| Median Home Value | $236,705 |
| Average Home Value | $407,212 |
Housing Distribution
Address Breakdown
Residential
1,630
Single Family
485
Multi-Family
1,145
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices