3514 W 1st AveAppletonWI54914
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3514 W 1st Ave, Appleton, WI, 54914 in Appleton at $310,000 earns $2,090/mo in rent and nets $10/mo after the $1,394/mo payment, a 8.09% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $85,647 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $2,855/yr in principal paydown, total projected return reaches $118,860.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $10 | $450 |
City averages based on Appleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,090 |
| Total Monthly Debt Service | $1,957 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54914, Appleton, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,069 (100%) |
| Owner Occupied HU | 8,054 (57.2%) |
| Renter Occupied HU | 5,483 (39.0%) |
| Vacant Housing Units | 532 ( 3.8%) |
| Median Home Value | $270,856 |
| Average Home Value | $316,865 |
Housing Distribution
Address Breakdown
Residential
13,707
Single Family
11,303
Multi-Family
2,404
Businesses
1,326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54914, Appleton, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,069 (100%) |
| Owner Occupied HU | 8,054 (57.2%) |
| Renter Occupied HU | 5,483 (39.0%) |
| Vacant Housing Units | 532 ( 3.8%) |
| Median Home Value | $270,856 |
| Average Home Value | $316,865 |
Housing Distribution
Address Breakdown
Residential
13,707
Single Family
11,303
Multi-Family
2,404
Businesses
1,326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices