3514 Switchgrass StFremontNE68025
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 3514 Switchgrass St, Fremont, NE, 68025 in Fremont worth modelling. At $277,500 with a 9.28% gross yield, the $2,147/mo rent leaves $164/mo after the $1,248/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.72 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $76,668 by year five; $2,556/yr in principal reduction adds further equity. Total projected return: $116,960.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $164 | $850 |
City averages based on Fremont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,147 |
| Total Monthly Debt Service | $1,872 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
3,456 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68025, Fremont, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 8,022 (56.5%) |
| Renter Occupied HU | 4,702 (33.1%) |
| Vacant Housing Units | 1,480 (10.4%) |
| Median Home Value | $219,293 |
| Average Home Value | $268,205 |
Housing Distribution
Address Breakdown
Residential
13,975
Single Family
13,006
Multi-Family
969
Businesses
1,043
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
- 2 Bed
- 2 Bath
- 1342 sft
- 2 Bed
- 2 Bath
- 1342 sft
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
3,456 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68025, Fremont, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 8,022 (56.5%) |
| Renter Occupied HU | 4,702 (33.1%) |
| Vacant Housing Units | 1,480 (10.4%) |
| Median Home Value | $219,293 |
| Average Home Value | $268,205 |
Housing Distribution
Address Breakdown
Residential
13,975
Single Family
13,006
Multi-Family
969
Businesses
1,043
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
- 2 Bed
- 2 Bath
- 1342 sft
- 2 Bed
- 2 Bath
- 1342 sft