351 N Brooks CirOak HillFL32759
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow351 N Brooks Cir, Oak Hill, FL, 32759 in Oak Hill earns its strong cash-flow label: 12.24% yield, $3,000/mo rent, $1,049/mo net income, DSCR 2.27. The $294,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $81,227 by year five. Combined with $2,708/yr in principal paydown, total projected return reaches $179,558.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 5.0% |
| Monthly Cash Flow | $1,049 | $200 |
City averages based on Oak Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,834 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2001
1.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32759, Oak Hill, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,691 (100%) |
| Owner Occupied HU | 1,126 (66.6%) |
| Renter Occupied HU | 241 (14.3%) |
| Vacant Housing Units | 324 (19.2%) |
| Median Home Value | $454,891 |
| Average Home Value | $500,278 |
Housing Distribution
Address Breakdown
Residential
1,531
Single Family
1,531
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2001
1.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32759, Oak Hill, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,691 (100%) |
| Owner Occupied HU | 1,126 (66.6%) |
| Renter Occupied HU | 241 (14.3%) |
| Vacant Housing Units | 324 (19.2%) |
| Median Home Value | $454,891 |
| Average Home Value | $500,278 |
Housing Distribution
Address Breakdown
Residential
1,531
Single Family
1,531
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices