351 E Milner RdZebulonGA30295
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 351 E Milner Rd, Zebulon, GA, 30295 in Zebulon worth study. Rental yield 3.54%. The 3.54% gross yield is below cash-flow benchmarks at $564,500, but 5% annual appreciation, adding $155,961 over five years, frames this as a capital growth position. Rent of $1,664/mo partially offsets the $2,538/mo payment. Ziffy Mortgage finances appreciation-play properties (0.66 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $99,843.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 8.0% |
| Monthly Cash Flow | $(1,771) | $300 |
City averages based on Zebulon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,664 |
| Total Monthly Debt Service | $3,211 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
22.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30295, Zebulon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,942 (100%) |
| Owner Occupied HU | 1,465 (75.4%) |
| Renter Occupied HU | 373 (19.2%) |
| Vacant Housing Units | 104 ( 5.4%) |
| Median Home Value | $314,844 |
| Average Home Value | $363,968 |
Housing Distribution
Address Breakdown
Residential
1,604
Single Family
1,580
Multi-Family
24
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
22.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30295, Zebulon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,942 (100%) |
| Owner Occupied HU | 1,465 (75.4%) |
| Renter Occupied HU | 373 (19.2%) |
| Vacant Housing Units | 104 ( 5.4%) |
| Median Home Value | $314,844 |
| Average Home Value | $363,968 |
Housing Distribution
Address Breakdown
Residential
1,604
Single Family
1,580
Multi-Family
24
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices